First-Time Home Buyer's Guide to Lacey, Washington

Buying your first home is exciting, and Lacey is a fantastic place to start. Here's your roadmap.

First-Time Buyer Programs - Washington State Housing Finance Commission (WSHFC) down payment assistance - FHA loans with 3.5% down - VA loans for military (0% down) - USDA loans for some Lacey areas

Best Neighborhoods for First-Time Buyers 1. **Tanglewilde-Thompson Place** — Affordable, central location 2. **College Street Historic** — Character homes at lower price points 3. **Panorama** (for 55+) — Affordable active adult living

What You Can Expect In the $350K-$450K range, expect 3-bedroom homes with yards in established neighborhoods.